Georgia-Cumberland Conference of Seventh-day Adventists

The Revocable Living Trust

A revocable living trust is an arrangement you make for management and distribution of your property.  Like a will, the trust is "revocable," meaning that you can modify or eliminate it at any time.  A trust is established by a written agreement or declaration which appoints a "trustee" to administer the property and which gives detailed instructions on how property is to be managed and eventually distributed. If you want your trust to substitute for probate (court administration of property after death) or for guardianship (court administration after incapacity), you may give the trustee specific instructions, by way of the trust document, regarding your desires as to how these situations are to be handled upon your incapacity or death. You should legally transfer substantially all of your property to the trust.  Property which should be transferred to the trust includes real estate, bank accounts (both checking and savings), investment accounts and any other assets for which you have not specifically named a beneficiary.

You are a candidate for a revocable living trust if you:
  • Own real estate in more than one state;
  • Want to insure that charitable bequests are carried out;
  • Live in a county that requires the use of an attorney for probate.

If you would like to learn more, send an email to or call 1-800-567-1844, ext. 361.  One of our Trust Services officers will contact you for a personal appointment.